.policy-hero{background:var(--clr-warm-light,#fdf6ee);padding:3.5rem 0 2.5rem;border-bottom:1px solid rgba(0,0,0,.06)}.policy-hero-title{font-size:clamp(1.75rem, 4vw, 2.75rem);font-weight:600;margin:.25rem 0 .5rem;color:var(--clr-ink,#1a1209)}.policy-hero-sub{font-size:.875rem;color:#6b7280;margin:0}.policy-layout{display:grid;grid-template-columns:220px 1fr;gap:3rem;align-items:start}@media (max-width:767px){.policy-layout{grid-template-columns:1fr;gap:2rem}.policy-toc{display:none}}.policy-toc-inner{position:sticky;top:100px;background:var(--clr-warm-light,#fdf6ee);border-radius:12px;padding:1.25rem 1.5rem}.policy-toc-label{font-size:.7rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:#9ca3af;margin-bottom:.75rem}.policy-toc ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.35rem}.policy-toc a{font-size:.8rem;color:#4b5563;text-decoration:none;line-height:1.5;display:block;transition:color .2s}.policy-toc a:hover{color:var(--clr-accent,#b08850)}.policy-intro{font-size:1rem;line-height:1.8;color:#374151;background:var(--clr-warm-light,#fdf6ee);border-left:3px solid var(--clr-accent,#b08850);padding:1rem 1.25rem;border-radius:0 8px 8px 0;margin-bottom:2rem}.policy-intro p{margin:0}.policy-section{margin-bottom:2.5rem;padding-bottom:2.5rem;border-bottom:1px solid rgba(0,0,0,.06)}.policy-section:last-child{border-bottom:none;margin-bottom:0}.policy-section-title{display:flex;align-items:center;gap:.75rem;font-size:1.25rem;font-weight:600;color:var(--clr-ink,#1a1209);margin-bottom:1rem}.policy-section-num{width:32px;height:32px;background:var(--clr-accent,#b08850);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:.85rem;font-weight:600;flex-shrink:0}.policy-section p{font-size:.9375rem;line-height:1.85;color:#374151}.policy-section a{color:var(--clr-accent,#b08850);text-decoration:underline}.policy-card-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem;margin-top:1rem}@media (max-width:576px){.policy-card-grid{grid-template-columns:1fr}}.policy-card{background:var(--clr-warm-light,#fdf6ee);border-radius:12px;padding:1.25rem}.policy-card-icon{color:var(--clr-accent,#b08850);margin-bottom:.75rem}.policy-card h4{font-size:.9375rem;font-weight:600;margin-bottom:.4rem;color:var(--clr-ink,#1a1209)}.policy-card p{font-size:.8375rem;color:#6b7280;line-height:1.6;margin:0}.policy-list{list-style:none;padding:0;margin:1rem 0 0;display:flex;flex-direction:column;gap:.65rem}.policy-list li{display:flex;align-items:flex-start;gap:.65rem;font-size:.9rem;color:#374151;line-height:1.6}.policy-list li svg{color:var(--clr-accent,#b08850);flex-shrink:0;margin-top:.2rem}.policy-table-wrap{overflow-x:auto;margin-top:1rem}.policy-table{width:100%;border-collapse:collapse;font-size:.875rem}.policy-table th{background:var(--clr-ink,#1a1209);color:#fff;padding:.75rem 1rem;text-align:left;font-weight:500;letter-spacing:.02em}.policy-table td{padding:.75rem 1rem;border-bottom:1px solid rgba(0,0,0,.06);color:#374151;vertical-align:top}.policy-table tr:last-child td{border-bottom:none}.policy-table tr:nth-child(2n) td{background:var(--clr-warm-light,#fdf6ee)}.policy-contact-box{background:var(--clr-warm-light,#fdf6ee);border-radius:12px;padding:1.25rem 1.5rem;margin-top:1rem;display:flex;flex-direction:column;gap:.65rem}.policy-contact-row{display:flex;align-items:center;gap:.6rem;font-size:.9rem;color:#374151}.policy-contact-row svg{color:var(--clr-accent,#b08850);flex-shrink:0}.policy-contact-row a{color:var(--clr-accent,#b08850);text-decoration:underline}